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Garage Liability
This comprehensive policy provides liability coverage for dealer's and non- dealer's autos and premises. Some of the circumstances covered by this policy are customer test drives, contract drivers transporting vehicles from auctions, and the business's employees driving autos.
Wrecker Policies
For business's providing "for hire" wrecker services, this special form of the Garage Liability policy meets your needs. It provides Garagekeeper's, In-Tow/Cargo coverage, and files all of the appropriate state required forms. Physical damage coverage for your wreckers can also be added to the liability provided.
Dealer's Open Lot
Once you have your Garage Liability policy, Dealer's Open Lot coverage will protect your entire inventory of vehicles from physical damage. Physical Damage may include coverages such as fire, theft, collision, vandalism, wind, hail, or flood damage.
Garage Keeper's Coverage
In addition to your garage liability policy you can protect vehicles that you do not own but have care, custody or control of. This option is perfect for protecting your customer's autos when you have a storage lot, wrecker service, repair or body shop.
Commercial Property
This policy provides physical damage coverage for your buildings and the contents inside. It protects your property from events such as fire, theft, windstorm, and much more.
Workers' Compensation
A workers' comp policy protects an employer/business owner from lawsuits. It covers an employee's lost wages and medical expenses relating to injuries sustained while on the job. This insurance policy is a value to the employee and their family.
General Liability
This policy satisfies the TDLR requirement for Used Auto Parts Recyclers. A general liability policy provides premises coverage and many more benefits. Also, for situations in which a garage liability policy does not cover all the exposure your business has, a general liability policy provides protection.
Scheduled Vehicles
This option on a garage liability policy allows specific autos, towing vehicles or towing devices to be covered under the policy's liability and for physical damage.
Insurance Quote
If you would like a quote for any of the types of insurance we provide, call us toll-free at (800) 447-5152 or use the online quote request form accessible by clicking on the 'Request Quote' button below.